Privacy Policy

1. Data Controller and Contact Information

The data controller responsible for the processing of data described in this Privacy Policy is:

Email for Data Protection inquiries: info@alprisk.com

Website: https://alprisk.com

2. Scope and Categories of Data We Process

We process personal data that we receive from you or collect automatically when you interact with our Website or contact us regarding our brokerage, specialty risk, or technical advisory services.

2.1. Data Collected Automatically (Log Data)

When you visit alprisk.com, our servers temporarily log technical communication data. This includes:

• IP address of the requesting device
• Date and time of access
• Name and URL of the retrieved file
• Browser type, language, and operating system
• Referral URL (the website previously visited)

2.2. Contact and Inquiries Data

If you contact us via email, phone, or any web interfaces provided on our site, we process the information you voluntarily provide, which may include:

• Full name, business title, and corporate affiliation
• Contact details (corporate email address, telephone number, business address)
• The content of your inquiry, message, or request for technical advisory or insurance capacity placement

2.3. Client and Intermediary Business Data

In the context of evaluating, structuring, or managing insurance and reinsurance placements across our international jurisdictions (Switzerland, Dubai, United Kingdom), we may process professional data pertaining to underwriters, corporate clients, or risk partners.

3. Purposes of Data Processing

We process your personal data for the following legitimate purposes:

• Provision of Website functionality: Ensuring seamless connection, optimization, and system security of alprisk.com.
• Customer Support: Processing your inquiries, managing corporate relationships, and providing technical advisory or specialty risk solutions.
• Contractual Obligations: Initiating, negotiating, executing, and administering insurance/reinsurance brokerage agreements.
• Legal and Regulatory Compliance: Adhering to statutory requirements governing Swiss financial and insurance intermediaries (including FINMA reporting rules and anti-money laundering regulations).

4. Legal Basis for Data Processing (GDPR Alignment)

To the extent that the GDPR applies to our data processing activities, the legal bases are:

• Performance of a contract or taking steps prior to entering a contract (Art. 6(1)(b) GDPR).
• Compliance with a legal obligation to which we are subject under Swiss or applicable international law (Art. 6(1)(c) GDPR).
• Our legitimate interests (Art. 6(1)(f) GDPR), such as ensuring website IT infrastructure security, customer relationship stability, and managing corporate risk.
• Your explicit consent (Art. 6(1)(a) GDPR), where requested for specific secondary purposes.

5. Data Disclosure and International Transfers

As an international brokerage group servicing markets such as Central Asia, the Caucasus, and regional hubs, your data may be shared with:

• Internal group branches and offices (United Kingdom and United Arab Emirates / Dubai).
• Trusted third parties including primary insurers, global reinsurers, co-brokers, risk engineers, and IT service providers essential to fulfilling our services.

Cross-Border Transfers: If personal data is transferred to a country without an adequate level of statutory data protection (e.g., certain jurisdictions outside Switzerland and the EEA), we ensure protection through appropriate safeguards, notably by implementing the standard contractual clauses recognized by the Swiss Federal Data Protection and Information Commissioner (FDPIC) and the European Commission, unless a statutory exemption applies.

6. Retention Period

We store your personal data only as long as necessary to fulfill the purposes for which it was collected, to perform our contractual duties, or as mandated by Swiss statutory documentation and corporate record-retention laws (typically 10 years under the Swiss Code of Obligations for commercial records).

7. Cookies and Web Analytics

Our website may use cookies and similar tracking elements to improve navigation stability and user experience.

• Necessary Cookies: Mandatory for technical operation, security, and basic navigation of our Website.
• Analytical/Performance Cookies: We may utilize minimal web analytics tools to review traffic distribution. You can configure your browser to reject cookies, though some Website components may experience limited functionality.

8. Data Security

We employ advanced technical and organizational security measures (TOMs) to safeguard your personal data against manipulation, partial or total loss, unauthorized destruction, or unauthorized third-party access. Our security infrastructure undergoes periodic technical review.

9. Your Statutory Rights

Under the Swiss nFADP and applicable GDPR provisions, you have the following rights regarding your personal data:

• Right to Information: The right to request confirmation as to whether we process your personal data and to receive clear details about such processing.
• Right to Rectification: The right to demand the immediate correction of inaccurate or incomplete personal data.
• Right to Erasure ("Right to be Forgotten"): The right to request the deletion of your data, subject to statutory retention overrides or conflicting legal obligations.
• Right to Restriction of Processing: The right to limit how we use your data under specific legal conditions.
• Right to Data Portability: The right to receive your personal data in a structured, commonly used, and machine-readable format.
• Right to Object: The right to object at any time to data processing based on our legitimate corporate interests.

To exercise any of these rights, please contact us directly via email at info@alprisk.com.

If you reside in the EEA, you also retain the right to lodge a complaint with a competent data protection supervisory authority. In Switzerland, the competent regulatory body is the Federal Data Protection and Information Commissioner (FDPIC), Feldeggweg 1, CH-3003 Bern.

10. Amendments to this Privacy Policy

We reserve the right to amend this Privacy Policy at any time to reflect updates to our Website functionalities, business workflows, or evolving legal frameworks. The current valid version is always the one published directly on alprisk.com.